You and your business work hard for your money – make your checking and savings accounts work hard for you! CNB helps make your job a little easier by making our accounts easy for you to manage. With easy-to-read statements (also available on CD-ROM for a small fee), the availability of Internet Banking and Internet Cash Management, and various product features to suit your business needs, CNB provides the cutting edge products you need with the local service you deserve. Take a look at our checking and savings products below, and call us today to find out more! CHECKING ACCOUNTS Basic Business Checking Basic Business Checking with Interest Analysis Checking Analysis Checking with Interest Free Online Banking Yes-with one time set-up fee of $5 Yes-with one time set-up fee of $5 Yes Yes Free Bill Pay Yes Yes Yes Yes Free Automated Account Access UNLIMITED 24/7 TELEPHONE INQUIRY & TRANSACTIONS Interest Bearing Account ----- Yes ----- Yes Minimum Balance to Earn Interest ----- $1000 ----- $1000 MasterMoneyTM Check Card UNLIMITED NUMBER OF PURCHASE TRANSACTIONS Overdraft Privilege $1500 $1500 $1500 $1500 Overdraft Transfer (New Service) ----- ----- Yes Yes Monthly Service Charge/analyzed None None Based on Analysis Based on Analysis Transaction fees No charge for first 200 paper items (includes items deposited). Add'l items $.20 each No charge for first 200 paper items (includes items deposited). Add'l items $.20 each Based on Analysis Based on Analysis Other Features & Benefits First 200 deposit slips FREE; $20 credit toward first order of checks; Maximum cash deposits - $5000 per month; Minimum balance to open - $100; Images of your checks included in your statement; Currency handling fees may apply First 200 deposit slips FREE; $20 credit toward first order of checks; Maximum cash deposits - $5000 per month; Minimum balance to open - $100; Images of your checks included in your statement; Currency handling fees may apply First 200 deposit slips FREE; $20 credit toward first order of checks; Minimum balance to open - $100; Images of your checks included in your statement First 200 deposit slips FREE; $20 credit toward first order of checks; Minimum balance to open - $100; Images of your checks included in your statement Cash Management Services AVAILABLE TO ADD TO ANY ACCOUNT TYPE Savings Accounts Statement Savings Business Money Market Savings Platinum Treasury Index Minimum balance to avoid service charge $100 $1,500 $15,000 The minimum balance required to open any business account is $100. (For Interest Bearing checking and savings accounts): Interest is earned on your daily collected balance and paid at each statement cycle. The interest earned is based on the account type and balances you maintain. Sole proprietor-ships and non-profits with IRS determination letter are eligible for interest-bearing checking. Analysis fee may be assessed according to transaction volumes. All business checking accts will receive a monthly statement. Statements are also available on CD-ROM for an additional fee. Monthly service charge $2.00 $8.00 $12.00 Withdrawal limits 2 per month at no fee. May make 6 pre-authorized transfers per month and no more than 3 may be payable to a third party. May make 6 pre-authorized transfers per month and no more than 3 may be by check, draft, or POS made payable to a third party. May make 6 pre-authorized transfers per month and no more than 3 may be by check, draft, or POS made payable to a third party. Withdrawal fees (applicable at any balance) $2 each after 2 withdrawals or 6 pre-authorized transfers $3 for each withdrawal that exceeds limits listed above $3 for each withdrawal that exceeds limits listed above Other benefits Receive a quarterly statement. If any electronic funds transactions or ACH transactions during the month, you will receive a monthly statement. You receive a monthly statement. Tiered interest rates You receive a monthly statement. !

*Transactions made on a non-business day (Saturdays and holidays) will be processed on the next business day.