We know that saving for tomorrow is important to you and your family. You may be just starting to save for college, or maybe you’re trying to build up some funds for those family emergencies. Whatever your savings needs, CNB wants to help you select the product that is right for you and your family. Below is a listing of our personal savings products. Call us today to find out how you can start on your road to saving with CNB! Savings Accounts Statement Savings Money Market Savings Platinum Treasury Index Minimum balance to Open $100 $100 $100 Minimum balance to avoid service charge $100 $1,500 $15,000 Monthly service charge $2.00 $8.00 $12.00 Withdrawal limits 2 withdrawals per month at no fee. May make 6 pre-authorized transfers per month and no more than 3 may be made payable to a 3rd party. May make 6 pre-authorized transfers per month and no more than 3 may be made payable to a 3rd party. May make 6 pre-authorized transfers per month and no more than 3 may be made payable to a 3rd party. Withdrawal fees (applicable to any balance due to federal regulation) $2 each after 2 withdrawals $10.00 for each withdrawal that exceeds limits listed above $10.00 for each withdrawal that exceeds limits listed above Other benefits You receive a quarterly statement. If any electronic funds transfers occur during the month, you will receive a monthly statement. You receive interest quarterly. You receive your interest monthly, which is shown on your monthly statement.  If balance falls below $1,500, interest will be paid at the lower rate which equals the Super Checking account rate during that time. You receive your interest monthly, which is shown on your monthly statement. Tiered interest rates are tied to the 13 week T-bill rate. Certificates of Deposit Do you have some funds that you want to put to work for you and you don’t know what to do? Consider the benefits of a certificate of deposit with Citizens National Bank. • Safety of your invested funds • Competitive interest rates • Flexibility of terms and amounts • Superior customer service • Convenience A certificate of deposit at CNB is considered one of the safest investments available today. You may invest as little as $500. You may receive your interest as income each quarter or reinvest your interest to increase the value of your earnings by compounding, where your interest starts earning interest. Your CD may renew automatically for your convenience. At maturity you can withdraw your funds that are needed within 10 days with no penalty. (Early withdrawals are subject to an interest penalty.) Put your money to work at Citizens National Bank today.

*Transactions made on a non-business day (Saturdays and holidays) will be processed on the next business day.