Popmoney®

CNB Online Banking features the Popmoney® personal payment service. So you can send money directly to just about anyone, with no need to write a check, exchange account numbers or carry cash.

Here's how it works:

  1. Enter the recipients name, email address and/or cellphone number, and the dollar amount.
  2. An email or text message automatically notifies the recipient.
  3. The recipient securely enters an account number online.

That's it - then money is deposited directly into the account that the recipient chooses!

Get Started.

  1. Login to CNB Online Banking
  2. Go to Move Money tab
  3. Click External Transfers >Other People

The Details

Popmoney® Fees:
  • Sending Money - Standard Delivery (3 Business Days) = FREE
  • Sending Money - Next Day Delivery = $3.00
  • Requesting Money (only if paid) = $2.00

Popmoney® Transfer Limits:
Delivery SpeedDaily LimitsOutstanding LimitsMonthly Limits
Standard Delivery
$5,000
$5,000
$10,000
Next Day Delivery
$2,000
$2,000
$5,000

  • Number of transactions daily limits: 15
  • Number of transactions monthly limits: 30
  • Minimum transaction amount: $10

Explanation of Limits:
Daily Limits:
The maximum amount you can send on a business day. Any recurring transfer that may fall on a weekend or federal holiday will count toward the prior business day's daily limit.

Outstanding Limit:
The maximum amount that you can send in a rolling 3 business day period. All payments made within the past 3 business days are subtracted from the outstanding dollar limit to determine the remaining outstanding dollar amount.

Monthly:
The maximum amount you can send in a rolling 30-day period. The monthly dollar limit includes all payments within a rolling 30-day period. All payments made within the past 30 days are subtracted from the monthly dollar limit to determine the remaining monthly dollar amount.


Citizens National Bank does not charge for mobile banking, but data and messaging rates may apply from your wireless carrier.