Spend, withdraw, or access your money with the CNB Mastercard® debit card. You can even get cash back and earn points with our Purchase Rewards and CNB Reward Me programs! 

  

CNB Debit Card Benefits

 

Two Ways to Get Rewards

1. CNB Reward Me! (Enrollment for this program is automatic)
 
A valuable, FREE program that rewards you for your everyday spending, and now, every purchase with your CNB Debit Card adds up to rewards points that can be redeemed for exciting gifts. As you use your card, you’ll earn one point for every $100 spent with a signature or a PIN transaction!
 
 Here’s how it works:
  • Instead of a check, cash or credit card, use your CNB Debit Card.
  • Earn points for everyday purchases like groceries, dining out, or filling your car with gas.
  • Redeem your points for great rewards at CNBTexasRewardMe.com.
 
It only takes 100 points to get a FREE GIFT. Or, bank your points for bigger, better rewards in the future!
 
 
2. Purchase Rewards (In addition to CNB Reward Me!, you can enroll in Purchase Rewards offers.)
 
Just use your Citizens National Bank Debit Card at participating retailers and get cash back rewards deposited directly into your checking account at the end of each month*. There's no obligation, no limit to the number of offers you will receive, and it's free! You can even access your rewards through Mobile Banking.
 
Here's how it works using Online Banking:
  1. LOGIN
    Login to your CNB Online Banking account.
  2. CLICK
    Click on new offers to activate exclusive cash back rewards at the types of places you already shop. You'll find your offers in the Purchase Rewards section of the CNB Online Banking home page or on your checking account history page. Once clicked, the reward offer is automatically "loaded" onto your CNB Debit Card.
  3. SHOP
    The next time you make a purchase from that retailer and pay with your debit card, you'll earn the reward. Each offer provides different details about when and where to shop to earn the cash back**.
  4. ENJOY
    The rewards you've earned will be directly deposited into your Citizens National Bank checking account the month after you redeem the offer*. 
  5. TRACK
    View your earnings on the Purchase Rewards summary page.

Get Your CNB Debit Card Today!

Visit your local branch. 
Call 903-657-8521 or 1-877-566-2621.

Lost or Stolen Card

To report a lost or stolen debit card call 800-530-2265. 

 
 
 

1 Qualifying transactions must clear your account and post to your account no later than the end of the applicable calendar month to be counted. For example, if a purchase with your card occurs on the last day of the offer month but does not clear your account until the first day of the following calendar month, then that transaction will not be included in the calculation for the month in which you used your card. Rewards in program valued from 100 to 100,000 points. Rewards subject to change without notice and program may be terminated at any time. Points valid for two years from the first day of the month in which the Points were issued. Points awarded per checking account. See website for specific program terms. For ongoing card purchases, one point is awarded for every $100 spent with a signature or a PIN transaction. ATM transactions do not apply. Points awarded in relation to dollars spent subject to change without notice. Reward Points vary by retailer. To qualify for online purchase points, purchases must be made through CNBTexasRewardMe.com links. Find participating retailers by visiting CNBTexasRewardMe.com/ShopOnline/Merchants. © 2017 Velocity Solutions, Inc. All rights reserved. 17153507U

*Timing of deposit may vary depending on merchant and/or offer.

**Offers limited to one-time use. Certain restrictions apply. You can opt out at any time by clicking the "Stop receiving all offers" link on the Purchase Rewards summary page.

 
-Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.