Access Money

Deposit

Currently you can deposit money into your CNB account via direct deposit, in a branch or drive-thru and by mail.

Direct Deposit

To set up direct deposit with your employer give them your Citizens National Bank account number and routing number.
  • The Citizens National Bank routing number is 111903151.

In Branch or Drive-Thru

Visit any Citizens National Bank branch to make a deposit. Find your local branch.

Deposit Taking ATMs

Most Citizens National Bank ATMs will allow you to drop off a deposit. Click here to view ATMs that have deposit drop boxes.

Mail

Deposits can be mailed to the address below. Please be sure to use a deposit slip or to include your account number.

Citizens National Bank
P.O. Box 1009
Henderson, TX 75653-1009

Smartphone

Deposit checks from your Android or iPhone smartphone with the Citizens National Bank Mobile Banking app. Click here to learn more about mobile banking apps.

Spend

CNB Debit Card

You can pay for products and services with a CNB Debit Card anywhere MasterCard is accepted or with checks. 
  • Click here to learn more about CNB Debit Cards. 
  • Call Customer Service at 903-657-8521 or 877-566-2621 or visit your local branch to order a CNB Debit Card.

Checks

Click here to order checks or contact Customer Service or your local branch.

Withdrawal

CNB Locations & ATMs

You can withdraw money from any CNB Branch, Drive-Thru or ATM location. 
  • Click here to locate the nearest branch, drive-thru or ATM.
To withdraw from a CNB ATM you will need a CNB Debit Card. 
  • Call Customer Service at 903-657-8521 or 877-566-2621 or visit your local branch to order a CNB Debit Card.

Non-CNB ATMs

You can also withdraw money from non-CNB ATMs. The ATM owner will probably charge a fee and CNB charges a fee of $1.50. Some CNB checking accounts allow a limited number of free withdrawals at non-CNB ATMs, those accounts are:
  • Max Checking – 4 per month
  • Max Sr. Checking – 4 per month
  • Elite Checking – 8 per month
  • Student Checking – 2 per month

Merchants

You can also withdraw cash from merchants that allow cash back as part of a PIN-based debit card purchase.