Access Money

Deposit

Currently you can deposit money into your CNB account via direct deposit, in a branch or drive-thru and by mail.

Direct Deposit
To set up direct deposit with your employer give them your Citizens National Bank account number and routing number.

Smartphone or Tablet

Deposit checks from your iPhone, iPad or Android smartphone or tablet with the Citizens National Bank Mobile Banking app.  Click here to learn more about mobile banking apps.

Funds Transfer from Another Financial Institution

Transfer funds into your CNB account from other financial institutions using External Funds Transfers within CNB Online Banking. Click here to learn more about External Funds Transfers.

In Branch or Drive-Thru

Visit any Citizens National Bank branch to make a deposit. Find your local branch .

Deposit Taking ATMs

Most Citizens National Bank ATMs will allow you to drop off a deposit. Click here to locate an ATM.

Mail

Deposits can be mailed to the address below. Please be sure to use a deposit slip or to include your account number.

Citizens National Bank
P.O. Box 1009
Henderson, TX 75653-1009

Spend

CNB Debit Card

You can pay for products and services with a CNB Debit Card anywhere MasterCard is accepted or with checks. 
  • Click here to learn more about CNB Debit Cards.
  • Call Customer Service at 903-657-8521 or 877-566-2621 or visit your local branch to order a CNB Debit Card.

Checks

Click here to order checks or contact Customer Service or your local branch .


Withdrawal

CNB Locations & ATMs

You can withdraw money from any CNB Branch, Drive-Thru or ATM location. 
  • Click here to locate the nearest branch, drive-thru or ATM.
To withdraw from a CNB ATM you will need a CNB Debit Card. 
  • Call Customer Service at 903-657-8521 or 877-566-2621 or visit your local branch to order a CNB Debit Card.

Non-CNB ATMs

You can also withdraw money from non-CNB ATMs. The ATM owner will probably charge a fee and CNB charges a fee of $1.50. Some CNB checking accounts allow a limited number of free withdrawals at non-CNB ATMs, those accounts are:
  • Max Checking – 4 per month
  • Max Sr. Checking – 4 per month
  • Elite Checking – 8 per month
  • Student Checking – 2 per month

Merchants

You can also withdraw cash from merchants that allow cash back as part of a PIN-based debit card purchase.

Send Money - Pay Bills

Send Money to Other People

Send money to other people as easily as sending an email or text message with Popmoney® within Online Banking. Click here to learn more about Popmoney®.

Pay Bills

Pay your bills at your desk or on the go with CNB Bill Pay within CNB Online Banking. Click here to learn more about CNB Bill Pay.